"If what you thought you knew about finances; mortgages, debt & retirement turned out not to be completely true, when would you want to know about it?"
Make Sense of Money
Have you read the recent headlines? Unfortunately, there's a lot of bad news for American homeowners:
What this means is more American homeowners have been conditioned to carry heavy debt loads while living on "borrowed time". As a nation, we keep suffocating under a mountain of debt - digging ourselves in deeper with each passing day.
How did we get in this financial mess? Unfortunately, most of us weren't instructed how money really works or taught that debt is not the American Dream.
More Of The Debt Dilemma
There is a great void in the average American’s financial education. While the majority of Americans would do anything to own their home, paying off a mortgage is getting more difficult, requiring many years and thousands of dollars in interest. Most homeowners vaguely understand the principle of compound interest, and base budgeting decisions on emotion or tradition. Money that could help reduce mortgage and other interest payments often sits idle in traditional checking and savings accounts.
If you’re like most homeowners, the length of time it takes to pay off a standard mortgage is what’s standing between you and the true American Dream; owning your home Free & Clear. Making 15 or 30 years worth of mortgage payments are intimidating numbers that may seem impossible to conquer. Unfortunately, many people don’t realize that a mortgage doesn’t have to last that long. In fact, paying on a mortgage for decades is like walking from
Critical Money Facts Never Taught in School
1. Interest charges on your home, cars and credit cards can eat you alive! The cards are not stacked in your favor when it comes to borrowing money with huge interest charges.
2. Every dime you put in the bank is being leveraged by the bank. Your money isn’t just sitting there doing nothing – it’s being used to earn interest. If you don’t have your financial savings working for you, then it’s earning interest for the bank.
3. It is possible to live debt free - you don’t have to be in debt! You have options and it doesn’t take a PhD in finance to understand how to make your money work for you to reduce debt. It’s easier to take control of your financial future than you may think.
Everyday we are bombarded with messages that it is okay to buy now and pay later - in fact it's considered to be the American way! We are conditioned to believe that if we can afford the monthly payment, we can afford the big house, the fancy car, and the big screen TV that's "interest free for a year". It's so easy to spend and spend and spend, that pretty soon we are trapped - going around in circles, trading one debt for another with no real chance to get off the debt merry go round. And we are paying a heavy price for our indebtedness - living under the burden of debt takes its toll on us, our families, our communities and our nation. With debt comes a limit to our freedom - debt creates stress, keeping us in jobs we don't like, for longer than we'd like, and makes us vulnerable to life's ups and downs.
Well, guess what? You do have options. You can take control of your financial future and live debt free - and you can do it without being forced to be on a "financial diet" for the rest of your life.
Sound too good to be true? Well right now, thousands of people across
Introducing the Money Merge Account™ from United First Financial. With this dynamic, easy to use program you can:
The Money Merge Account™ is not a bi-weekly payment program or a debt roll down service. The Money Merge Account™ is not for everybody and not everyone can qualify for this powerful software program.
To learn about the specifics of the Money Merge Account™ Software program go to How It Works.
